Marketing Practices

Last Updated: June 2, 2025

This disclosure (“Statement”) outlines how Payday Bridge Loan Services LLC (“Payday Bridge,” “we,” “our,” or “us”) communicates with users and promotes its services through the Payday Bridge mobile application (“App”) and associated digital marketing channels. Your use of the App confirms your agreement to the practices described below.

1. How We Market Our Services

To promote our loan-matching services, we use a range of outreach strategies including but not limited to:

• Email updates and promotional content
• Text messages and alerts
• Push notifications sent via the App
• Search engine and display advertisements
• Collaborations with affiliate and referral partners
• Campaigns across social platforms
• Retargeting using tracking technologies like cookies or device IDs

2. Consent to Receive Communications

When using the App or submitting an inquiry, you may be asked to give explicit permission to receive messages from Payday Bridge and its marketing affiliates. Communication methods may include:

• Email (e.g., updates, offers, newsletters)
• Text messages (with prior express written consent under the TCPA)
• Phone calls from live agents or automated systems
• Mobile push notifications

3. Email Communications Compliance

We adhere to the CAN-SPAM Act by ensuring that all promotional emails include:

• Accurate sender and subject line information
• A clear way to opt out of future emails
• Our physical mailing address
• Timely processing of opt-out requests

You can unsubscribe at any time using the “Unsubscribe” link in our emails or by contacting us at info@paydaybridgeloanservices.pro.

4. SMS and Phone Contact Rules

All text and voice communications comply with the Telephone Consumer Protection Act (TCPA). You will only receive marketing-related messages if you’ve opted in. You may cancel SMS messages by replying “STOP.” Standard message and data rates may apply.

5. App-Based Notifications

The App may send you notifications about loan updates or special promotions. You can turn these off anytime in your device’s settings under app notifications.

6. External Advertising Partnerships

We may work with third parties, such as ad networks and affiliates, to promote Payday Bridge. These partners may use online identifiers and behavioral data to personalize ads. They operate under their own privacy practices, which we do not control.

7. Information Sharing for Lead Matching

When you complete a form in our App, we may share your data with select Lending Partners and marketing affiliates to help match you with offers. These may include:

• Licensed lenders and service providers
• Marketing and lead management platforms
• Verification and credit assessment vendors

We may receive compensation when a partner contacts you, but this does not impact the offers you see in the App.

8. Behavioral Advertising and Tracking

To improve relevance, we may participate in interest-based advertising. This includes collecting device type, activity, and geolocation to deliver targeted ads. To limit this tracking, you may use the following tools:

• NAI Consumer Opt-Out
• DAA WebChoices Tool
• Privacy settings in your smartphone

9. Accuracy of Marketing Materials

We aim to ensure all promotional content is accurate at the time of publication. However, rates, terms, and eligibility may change and are ultimately determined by our Lending Partners. All final loan conditions depend on their review of your information.

10. Withdrawing Your Consent

You can stop receiving marketing messages through these methods:

• Click “Unsubscribe” in any email
• Reply “STOP” to any SMS
• Disable push notifications in your mobile settings
• Email us at info@paydaybridgeloanservices.pro

We may still send you non-promotional messages such as account notifications or legal updates.

11. Updates to This Statement

This page may be modified from time to time. Changes will be reflected with a revised effective date. Please review this document regularly to stay informed about how we communicate and advertise.

12. Contact Details

For questions, complaints, or opt-out requests, you may contact us here:

Payday Bridge Loan Services LLC
Email: info@paydaybridgeloanservices.pro
Support Hours: Monday – Friday, 9:00 AM – 5:00 PM EST